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Understanding Digital Payments & Mobile Money in Africa

by Vibecoders HubBeginner

A practical, in-depth course on how USSD banking, bank apps, and fintech wallets like OPay, PalmPay, and Moniepoint actually work in Nigeria, how mobile money operates across Kenya, Ghana, and West Africa, and how to pay and get paid safely without falling for common transfer, SIM-swap, and fake-alert scams.

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This course ends with a 15-question certification exam. Enroll to work toward it.

Curriculum

Bank Apps and USSD Banking

  • 1. How USSD Banking Works (No Smartphone, No Internet Needed)Free preview
  • 2. Bank Apps: Transfers, Balance Checks, and Bill Payments

Mobile Money and Fintech Apps

  • 1. What Makes Fintech Apps Like Opay, PalmPay, and Moniepoint Different
  • 2. Everyday Uses: Savings, Transfers, Bills, and POS Agent Withdrawals

Paying and Getting Paid Safely

  • 1. QR Code Payments Explained
  • 2. Avoiding Fake Alerts, Payment Scams, and a Note on Getting Paid From Abroad